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Frequently Asked Questions
Answers based on Mkwanja Kiganjani’s employer-linked salary lending model and publicly listed Bank of Tanzania licensing information.
Employees of private organisations whose employers have signed an MOU with Mkwanja Kiganjani. Borrowing is subject to eligibility checks, salary verification and affordability assessment.
Eligible employees complete the full loan application in the Mkwanja Kiganjani App. This website collects contact and product interest only.
NIDA and employment or salary details are required in the mobile app for verification. Further documents may be requested during assessment.
Repayment is over up to 3 months, typically via employer salary deduction or another agreed arrangement. Pricing is 3.5% monthly interest plus a 6.5% management fee.
Applications are processed digitally for speed. Timing varies with verification and employer partnership processes.
Contact us on 0713 057907, 0792 122 247, WhatsApp +255 713 057 907, or info@mkwanjamicrofinance.co.tz.
Your application enters digital review. You may be contacted for clarification, then informed of the outcome and disbursement steps if approved.
Loans are charged 3.5% monthly interest and a 6.5% management fee, according to the current business terms.
Yes. Mkwanja Kiganjani Microfinance is listed by the Bank of Tanzania as a licensed Tier 2 Microfinance Service Provider, licence number MSP2–L64. The App also appears on the BoT register of approved digital lending platforms.