Our Mission
To provide fast, affordable, and innovative digital financial solutions that empower salaried employees and businesses through responsible lending, exceptional customer service, and technology-driven convenience.
About Us
About Mkwanja Kiganjani
A Bank of Tanzania licensed Tier 2 Microfinance Service Provider delivering digital salary-based loans through employer partnerships.
Who We Are
Mkwanja Kiganjani Microfinance provides digital lending with loan applications through the Mkwanja Kiganjani App and employer partnerships. Our target market is employees of private organisations through signed MOUs with employers.
Founder & CEO: Prisca William Mbise. Postal address: P.O. Box 33775, Dar es Salaam. Licence number: MSP2–L64 (Tier 2 Microfinance Service Provider, Bank of Tanzania). The Mkwanja Kiganjani App appears on the Bank of Tanzania register of approved digital lending platforms.
Our growth strategy focuses on partnering with companies and HR departments to provide convenient employee financial services, with automated loan applications, approvals, disbursements, and repayments.
Founder & CEO
Prisca William Mbise
Regulatory Status
Licensed Tier 2 Microfinance Service Provider by the Bank of Tanzania. Licence number MSP2–L64. Postal address: P.O. Box 33775, Dar es Salaam. The Mkwanja Kiganjani App is listed on the Bank of Tanzania register of approved digital lending platforms.
Purpose
Mission, Vision & Values
Our Vision
To build one of Tanzania’s leading digital microfinance institutions by providing quick, transparent, and responsible lending while expanding partnerships with employers and financial institutions.
Our Values
Responsible lending, transparency, employer collaboration, customer service excellence, and technology-driven convenience.
Our Lending Model
Employer Partnership → Employee Eligibility → Digital Loan Processing → Transparent Pricing → Salary-linked Repayment → Risk Management through salary verification and employer cooperation.
- Employer Partnership: We sign a Memorandum of Understanding (MOU) with your employer to offer loans to eligible employees.
- Apply in the App: Eligible employees apply through the Mkwanja Kiganjani App and may borrow up to 50% of net monthly salary.
- Digital Processing: Applications are submitted, verified, approved, and disbursed electronically for a fast, paperless experience.
- Repay via Salary: Loans are repaid over up to 3 months, typically deducted from salary through your employer or another agreed arrangement.
Ready to get started?
Explore our loan products or begin a guided online application.