Loan Product

Emergency Salary Support

Quick financial support when unexpected expenses arise.

Use the same employer-linked salary lending model when unexpected expenses arise. Apply digitally, complete eligibility checks, and repay through your agreed salary arrangement.

Product Overview

Use the same employer-linked salary lending model when unexpected expenses arise. Apply digitally, complete eligibility checks, and repay through your agreed salary arrangement.

Who it is for: Eligible salaried employees who need responsible support for urgent, unplanned costs.

Loan amount, repayment, and pricing

Maximum loan
Up to 50% of net monthly salary
Repayment
Up to 3 months
Interest
3.5% monthly
Management fee
6.5%

Terms apply subject to eligibility, affordability assessment, and your employer partnership arrangement. Application does not guarantee approval.

Who can apply

Employees of private organisations whose employers have a signed MOU with Mkwanja Kiganjani. Subject to salary verification and affordability assessment.

Key Benefits

  • Built for unexpected financial needs
  • Subject to salary and affordability checks
  • Digital processing with clear repayment expectations

How repayment works

Repayment is typically arranged through employer salary deduction or another agreed method over up to 3 months. Exact repayment schedules are confirmed during assessment.

What to prepare

Before you apply, gather the information your application may request:

  • Personal contact details
  • Employment or business information
  • Preferred loan amount and purpose
  • Employment and salary details for verification
See how the process works →

Important terms

  • Approval is subject to eligibility and assessment.
  • Available to eligible customers of participating employers.
  • Terms apply and may vary based on verification outcomes.

Read our responsible lending approach

Emergency Salary Support Quick financial support when unexpected expenses arise.
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