Employee Financial Support

Product Overview

Convenient workplace-linked financing delivered through employer partnerships. Designed to help salaried staff access funds with transparent terms and salary verification.

Who it is for: Employees of organisations that partner with Mkwanja Kiganjani through an MOU.

Loan amount, repayment, and pricing

Maximum loan

Up to 50% of net monthly salary

Repayment

Up to 3 months

Interest

3.5% monthly

Management fee

6.5%

Terms apply subject to eligibility, affordability assessment, and your employer partnership arrangement. Application does not guarantee approval.

Who can apply

Employees of private organisations whose employers have a signed MOU with Mkwanja Kiganjani. Subject to salary verification and affordability assessment.

Key Benefits

• Delivered through employer MOU partnerships
• Transparent interest and fee disclosure
• Lower credit risk through salary verification

How repayment works

Repayment is typically arranged through employer salary deduction or another agreed method over up to 3 months. Exact repayment schedules are confirmed during assessment.

What to prepare

Before you apply, gather the information your application may request:

• Personal contact details
• Employment or business information
• Preferred loan amount and purpose
• Employment and salary details for verification

Important terms

• Approval is subject to eligibility and assessment.
• Available to eligible customers of participating employers.
• Terms apply and may vary based on verification outcomes.

Read our responsible lending approach